Get your cash flowing
Lopay's simple, low-fee payment solution gives service businesses and sole traders more control over their money.
Join thousands of other service professionals praising Lopay...
Control your costs, boost your profits
Earn more with lower fees
No more confusing fees or high percentages! Keep more of your cash with our industry leading low processing fees. Take control of the rate you pay and withdraw funds to your bank whenever you need. Lopay doesn’t just help you run your business, but empowers you to lead it on your own terms.
Pick what you pay & when you get paid
With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.
Essential
0.79% per transaction
Designed for those just starting out or working part-time. Enjoy reliable deposits of your earnings into the bank every Thursday. Plus get 10% back on card spend to manage expenses effectively in the meantime.
Standard
0.99% per transaction
Best for those focussed on efficiency and savings. Complete work today, and the money will be in your bank tomorrow. Plus you get 50% back on card spend and double rewards on offers.
Instant to bank
1.79% per transaction
Ideal for those who need quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included. Plus you get double rewards on offers.
Choose from multiple ways to get paid, fast
Tap to Pay
Close a sale with just a tap to impress your clients with a super simple checkout. Accept contactless payments directly from your phone — no card reader needed!
No upfront fee.
No contract, no minimum term.
Card reader
Take payments with a familiar, reliable card reader. These are affordable, compact and user-friendly to accept chip & PIN and contactless card payments on the go.
£24 upfront fee + P&P
No contract, no minimum term.
Payment Links
Send links via text, WhatsApp or email to quickly & securely take payments from anywhere. You can turn a link into a subscription for recurring customer payments.
No upfront fee.
No contract, no minimum term.
Award-winning technology you can rely on
Instantly access your money and get rewarded
Spend smarter, save more
Get offers at EE, John Lewis, Boots, Morrisons, Just Eat and more*. Use the free Lopay Expense & Rewards card to spend your earnings and reduce your transaction fees. So, for every £100 spent on the card, you'll pay no fees on your next £50 on the Standard Account and £10 on the Essential Account.
*Offers subject to availability. See in app for the latest deals.
Stay on top of your business
Smart tipping
Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts customers to tip an appropriate amount.
Financial reports
Spend less time worrying about cash flow. Get an instant overview of your finances with easy-to-understand sales reports.
Accounting tools
Seamlessly track all transactions and make bookkeeping a dream with automatic sync to Quickbooks & Xero.
Help your business grow
Smart receipts
Build your reputation by making it super easy for happy customers to share their feedback. Our customisable digital receipts feature a handy promotional field* where you can nudge customers to leave a review, or direct them to your preferred feedback site.
Cash advances
Need a little extra to support your business? We provide cash advances* based on your trading volume to help you grow.
*Feedback and promotional field, loyalty and cash advances coming soon.
Secure payments, powered by Stripe
Our robust safety features help build trust with your clients, ensuring a secure transaction environment.
Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.
Our friendly, UK-based support team are here to help
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch on support@lopay.com or 020 4571 4796. We’re here to help.
Ready to give it a try?
Download the Lopay app for free, and jump straight into action with no upfront fee, no commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business! Our quick set-up let's you start accepting payments in minutes!
Think your mate would love Lopay?
Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.
